Razorpay Affordability Widget vs UnumPayfor Shopify (2026)
Razorpay Affordability Widget and UnumPay address different aspects of the Shopify payments landscape. Razorpay Affordability Widget focuses on increasing conversions by highlighting payment affordability options like EMI and Pay Later directly on product pages. It appears to cater to merchants already using Razorpay Secure App and aiming to boost sales through improved payment awareness. The low rating and small number of reviews suggest potential issues with user experience or effectiveness. UnumPay, on the other hand, targets merchants seeking payment gateway flexibility and centralized management. It offers integration with 40+ payment gateways, real-time analytics, and advance payment collection. Its higher rating and more reviews indicate greater user satisfaction and reliability. The primary difference lies in their scope: Razorpay Affordability Widget is a feature-enhancer for a specific payment processor, designed to influence customer purchase decisions with affordability, while UnumPay is a platform for payment orchestration, designed to simplify and streamline payment management across multiple gateways. UnumPay offers broader payment control and monitoring, appealing to larger or more sophisticated businesses, while Razorpay Affordability Widget aims at a smaller, targeted improvement for Razorpay users. Considering the rating disparity, merchants should proceed with caution when considering Razorpay Affordability Widget and thoroughly research current user feedback.
At a Glance
Razorpay Affordability Widget
20 reviews
UnumPay
35 reviews
Detailed Overview
Razorpay Affordability Widget
Increase customer conversions - Display EMI, Pay Later and Offers (to your customers)
Key Features
- Reduce drop offs with increased awareness of EMI and Offers on product pages
- Boost your customers’ spending power with upfront credit visibility
- Display dynamic EMI plans and No-cost EMI based on the product price
- Customise the widget to match the look and feel of your brand
UnumPay
UnumPay lets you integrate 40+ gateways to accept payments and manage them from your store.
Key Features
- Connect 40+ global payment gateways through a single integration
- View real-time revenue, transactions, and success rate
- View paid orders and gateway reports
- Collect advance payments within your Shopify admin
- Go live with quick, no-code setup
Feature Comparison
| Rating | 1.4/5 | 4.1/5 |
Rating Razorpay Affordability Widget1.4/5 UnumPay4.1/5 | ||
| Reviews | 20 | 35 |
Reviews Razorpay Affordability Widget20 UnumPay35 | ||
| Primary Function | Affordability Widget (EMI, Pay Later) | Payment Gateway Integration & Management |
Primary Function Razorpay Affordability WidgetAffordability Widget (EMI, Pay Later) UnumPayPayment Gateway Integration & Management | ||
| Payment Gateways Supported | Requires Razorpay Secure App | 40+ Global Gateways |
Payment Gateways Supported Razorpay Affordability WidgetRequires Razorpay Secure App UnumPay40+ Global Gateways | ||
| Target Merchant | Razorpay Users, Conversion Focused | Merchants needing Multiple Gateways |
Target Merchant Razorpay Affordability WidgetRazorpay Users, Conversion Focused UnumPayMerchants needing Multiple Gateways | ||
| Ease of Use | Customizable Widget | Quick, No-Code Setup |
Ease of Use Razorpay Affordability WidgetCustomizable Widget UnumPayQuick, No-Code Setup | ||
| Value Proposition | Increase conversion rates by showcasing affordability | Centralized payment management and broader payment options |
Value Proposition Razorpay Affordability WidgetIncrease conversion rates by showcasing affordability UnumPayCentralized payment management and broader payment options | ||
| Advance Payments | Not Specified | Supported |
Advance Payments Razorpay Affordability WidgetNot Specified UnumPaySupported | ||
| Real-Time Analytics | Not Specified | Revenue, Transactions, Success Rate |
Real-Time Analytics Razorpay Affordability WidgetNot Specified UnumPayRevenue, Transactions, Success Rate | ||
| Payment Routing | N/A | Full Control |
Payment Routing Razorpay Affordability WidgetN/A UnumPayFull Control | ||
Our Verdict
UnumPay appears to be the stronger choice overall based on its higher rating and broader functionality. It is best suited for merchants who require the flexibility of integrating multiple payment gateways and want a centralized platform for payment management, analytics, and control. Merchants who prioritize optimizing conversions through EMI and Pay Later options *and* are already using Razorpay Secure App may consider Razorpay Affordability Widget, but should carefully weigh the significantly lower rating and investigate recent user reviews before installation.
If a merchant already uses Razorpay and only needs a small conversion rate bump with EMI options, then Razorpay Affordability Widget *might* be considered after a thorough investigation of recent user reviews. However, UnumPay provides a more robust and scalable solution for businesses with complex payment needs, especially those operating internationally or requiring multiple payment options.
Common Questions
Which app is easier to set up?
Both apps claim to have easy setup processes. Razorpay Affordability Widget requires the Razorpay Secure App to be installed first, while UnumPay boasts a 'quick, no-code setup' for its 40+ integrations. However, UnumPay's setup process might be more complex due to the potentially large number of integrations required.
Which app provides better analytics?
UnumPay provides real-time analytics for revenue, transactions, and success rate. Razorpay Affordability Widget does not explicitly mention any analytics features beyond the expectation of increased conversions.
Which app is better for international businesses?
UnumPay is likely better for international businesses due to its support for 40+ global payment gateways. Razorpay Affordability Widget is limited to Razorpay's supported regions and payment methods.
Does Razorpay Affordability Widget accept advance payments?
The information provided does not state whether Razorpay Affordability Widget accepts advance payments. UnumPay explicitly states that it collects advance payments within the Shopify admin.
If I only use PayPal, which app is better?
If you only use PayPal, UnumPay is the only app of the two that offers a possibility of integration. Ensure PayPal is among the 40+ supported gateways. Razorpay Affordability Widget requires Razorpay Secure App, so it is not applicable to a merchant using only PayPal.
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