Payflow: COD & Payment Methods vs Sezzle Widgetfor Shopify (2026)
Payflow: COD & Payment Methods and Sezzle Widget cater to different, yet potentially overlapping, needs of Shopify merchants in 2026. Payflow focuses on optimizing the checkout experience, particularly for merchants offering Cash on Delivery (COD), by streamlining the process, allowing for fee additions, and providing advanced customization of payment and delivery method options. It excels at providing control and flexibility to merchants who want granular control over their checkout flow based on numerous conditions. It appears to be aimed at a broader audience, not limited by geography. Sezzle Widget, on the other hand, is specifically designed to increase sales and Average Order Value (AOV) by offering Buy Now Pay Later (BNPL) options to shoppers, but only targets US and Canadian customers. The core difference lies in their value proposition. Payflow enhances operational efficiency and customization of payment methods, while Sezzle leverages BNPL to improve conversion rates and AOV. Payflow offers merchants greater control and a wider range of customization options for payment and delivery, while Sezzle provides a specific solution – BNPL integration – for increasing sales by offering alternative payment options. Payflow may appeal to merchants who want comprehensive checkout control, whereas Sezzle targets merchants seeking to boost sales within the US and Canada through BNPL options.
At a Glance
Payflow: COD & Payment Methods
110 reviews
Sezzle Widget
63 reviews
Detailed Overview
Payflow: COD & Payment Methods
Integrate COD with fee. Customize Payment & Delivery methods: hide, rename, and reorder as needed
Key Features
- Streamline COD effortlessly, eliminating post-purchase edits and custom products
- Easily hide, rename, reorder payment & delivery methods based on your conditions
- Use conditions such as total price, weight, tags, products, address and more
- Advanced AND/OR condition tool enabling seamless integration of multiple rules
- Built using native Shopify functions for a faster and more integrated experience
Sezzle Widget
Increase sales and average order value by displaying Sezzle installment payment options.
Key Features
- Widgets and modals that automatically adjust based on products and cart value.
- Easy integration from Shopify admin with dedicated support team.
- Display both Buy Now Pay Later and Longer-Term financing options
Feature Comparison
| Rating | 4.8/5 | 3.6/5 |
Rating Payflow: COD & Payment Methods4.8/5 Sezzle Widget3.6/5 | ||
| Reviews | 110 | 63 |
Reviews Payflow: COD & Payment Methods110 Sezzle Widget63 | ||
| Key Functionality | COD with Fee, Payment/Delivery Customization | BNPL Integration (Sezzle) |
Key Functionality Payflow: COD & Payment MethodsCOD with Fee, Payment/Delivery Customization Sezzle WidgetBNPL Integration (Sezzle) | ||
| Target Audience | Merchants offering COD & seeking checkout customization | Merchants in US/CA seeking to increase AOV via BNPL |
Target Audience Payflow: COD & Payment MethodsMerchants offering COD & seeking checkout customization Sezzle WidgetMerchants in US/CA seeking to increase AOV via BNPL | ||
| Geographic Scope | Global | US & Canada Only |
Geographic Scope Payflow: COD & Payment MethodsGlobal Sezzle WidgetUS & Canada Only | ||
| Primary Goal | Optimize Checkout & Operations | Increase Sales & AOV |
Primary Goal Payflow: COD & Payment MethodsOptimize Checkout & Operations Sezzle WidgetIncrease Sales & AOV | ||
| Ease of Use (Inferred) | Likely Moderate (complex conditions) | Likely High (easy integration) |
Ease of Use (Inferred) Payflow: COD & Payment MethodsLikely Moderate (complex conditions) Sezzle WidgetLikely High (easy integration) | ||
| Value Proposition | Streamlined COD & flexible payment options | Increased sales with BNPL options |
Value Proposition Payflow: COD & Payment MethodsStreamlined COD & flexible payment options Sezzle WidgetIncreased sales with BNPL options | ||
Our Verdict
For merchants offering Cash on Delivery or those wanting granular control over their payment and delivery options based on diverse conditions (e.g., total price, weight, products), Payflow: COD & Payment Methods is the clear winner. Its higher rating and focus on customization make it a robust choice for a comprehensive checkout experience.
However, if a merchant's primary goal is to increase sales and AOV specifically within the US and Canada, and they believe their customers would benefit from BNPL options, Sezzle Widget is the more appropriate choice. While its rating is lower, its niche focus on BNPL and easier integration may prove beneficial for that specific use case.
Common Questions
Which app is better for offering Cash on Delivery?
Payflow: COD & Payment Methods is explicitly designed for COD, offering fee additions and a streamlined process, making it the superior choice for COD functionality.
Which app is easier to set up?
Based on the descriptions, Sezzle Widget likely offers a simpler setup due to its focus on a single integration (BNPL), whereas Payflow's advanced condition tool might require more configuration.
Which app has a broader geographic reach?
Payflow: COD & Payment Methods operates globally, while Sezzle Widget is limited to the US and Canada.
Which app is better for increasing average order value?
Sezzle Widget is specifically designed to increase AOV by offering BNPL options, making it the better choice for this objective. Payflow could indirectly increase AOV by removing friction from the checkout, but it is not its primary focus.
Does Payflow offer BNPL?
The provided description of Payflow: COD & Payment Methods does not mention Buy Now Pay Later (BNPL) functionality. It focuses on COD and customization of existing payment methods.
Get More From Your Shopify Store
Run audits for SEO, CRO, PageSpeed, and AI visibility. Get a clear report and actionable fixes.
Try Fix My Store