Partialy ‑ Partial Payment COD vs Razorpay Affordability Widgetfor Shopify (2026)
Partialy - Partial Payment COD and Razorpay Affordability Widget offer distinct solutions related to payment flexibility on Shopify. Partialy aims to increase sales and reduce RTO (Return to Origin) by enabling partial payments and advanced Cash on Delivery (COD) rules, targeting merchants selling higher-priced items or those experiencing RTO issues. It allows customers to pay a portion upfront and the remaining amount upon delivery, offering features such as configurable shipping rates and discounts for prepaid orders. Razorpay Affordability Widget, on the other hand, focuses on increasing conversion rates by showcasing EMI, Pay Later options, and Offers directly on product pages, appealing to price-sensitive customers and aiming to improve upfront credit visibility. It requires Razorpay Secure App to function, highlighting its reliance on that payment gateway.
At a Glance
Partialy ‑ Partial Payment COD
11 reviews
Razorpay Affordability Widget
20 reviews
Detailed Overview
Partialy ‑ Partial Payment COD
Collect partial payments at checkout; enable deposits, COD fee or form & advance COD options.
Key Features
- Accept partial payment or deposits (20–50 percent or fix upfront) at checkout
- Collect remaining balance via COD (cash on delivery) or online payment
- Advanced COD rules: by order amount, location, customer, product, discounts
- Set extra discount for prepaid orders & style button according to your theme
- Configurable shipping rates for COD, COD Fee, Prepaid & Partial payment orders
Razorpay Affordability Widget
Increase customer conversions - Display EMI, Pay Later and Offers (to your customers)
Key Features
- Reduce drop offs with increased awareness of EMI and Offers on product pages
- Boost your customers’ spending power with upfront credit visibility
- Display dynamic EMI plans and No-cost EMI based on the product price
- Customise the widget to match the look and feel of your brand
Feature Comparison
| Rating | 5/5 | 1.4/5 |
Rating Partialy ‑ Partial Payment COD5/5 Razorpay Affordability Widget1.4/5 | ||
| Reviews | 11 | 20 |
Reviews Partialy ‑ Partial Payment COD11 Razorpay Affordability Widget20 | ||
| Payment Focus | Partial payments & COD | EMI, Pay Later, & Offers |
Payment Focus Partialy ‑ Partial Payment CODPartial payments & COD Razorpay Affordability WidgetEMI, Pay Later, & Offers | ||
| Target Merchant | High-value items, RTO issues | Price-sensitive customers |
Target Merchant Partialy ‑ Partial Payment CODHigh-value items, RTO issues Razorpay Affordability WidgetPrice-sensitive customers | ||
| Core Benefit | Reduced RTO & flexible payment | Increased conversions |
Core Benefit Partialy ‑ Partial Payment CODReduced RTO & flexible payment Razorpay Affordability WidgetIncreased conversions | ||
| Payment Gateway | Works with multiple gateways (implied) | Requires Razorpay Secure App |
Payment Gateway Partialy ‑ Partial Payment CODWorks with multiple gateways (implied) Razorpay Affordability WidgetRequires Razorpay Secure App | ||
| Customization | Theme-based button styling, configurable shipping rates | Widget customization to match brand |
Customization Partialy ‑ Partial Payment CODTheme-based button styling, configurable shipping rates Razorpay Affordability WidgetWidget customization to match brand | ||
| User Interface Placement | Checkout | Product Pages |
User Interface Placement Partialy ‑ Partial Payment CODCheckout Razorpay Affordability WidgetProduct Pages | ||
Our Verdict
Based on the available data, Partialy - Partial Payment COD appears to be the stronger choice for merchants seeking to reduce RTO and offer flexible payment options, particularly for higher-value items. Its high rating, comprehensive feature set for partial payments and COD management, and independence from a specific payment gateway make it a versatile solution. Razorpay Affordability Widget is more suitable for merchants already using Razorpay Secure App and wanting to boost conversions by showcasing EMI and Pay Later options on product pages. However, its significantly lower rating suggests potential usability or performance issues that merchants should carefully consider. If reducing RTO is the goal, Partialy is superior. If simply displaying payment options on product pages using Razorpay, Razorpay Affordability Widget is a choice, though with caution.
Common Questions
Which app is better for reducing Return to Origin (RTO)?
Partialy - Partial Payment COD is specifically designed to reduce RTO by allowing customers to pay a portion of the amount upfront.
Do both apps work with all payment gateways?
Partialy - Partial Payment COD doesn't explicitly state gateway requirements and can be assumed to work with many. Razorpay Affordability Widget requires Razorpay Secure App.
Which app is easier to set up and configure?
This cannot be determined for sure, but the lower rating of Razorpay Affordability Widget may indicate setup issues. User reviews are necessary to confirm.
Which app is more focused on increasing average order value (AOV)?
Razorpay Affordability Widget, by highlighting EMI options, encourages customers to consider more expensive items they might not have purchased otherwise.
Which app offers more advanced features?
Partialy offers advanced COD rules based on order amount, location, customer, product, and discount codes, giving it more control over the payment process than Razorpay Affordability Widget.
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