Partial Pay & Deposit: Downpay vs Scala Parcelamento Installmentfor Shopify (2026)
Partial Pay & Deposit: Downpay and Scala Parcelamento Installment, while both falling under the 'Payments' category on Shopify, serve distinctly different functions. Downpay focuses on enabling merchants to offer deposit and split payment options, managing the entire partial payment process directly within the store. It's designed for high-value, custom, or made-to-order products where extended lead times necessitate flexible payment plans. Scala Parcelamento Installment, on the other hand, concentrates solely on displaying available 'Buy Now, Pay Later' (BNPL) installment options to customers, enhancing product page information, but it doesn't handle any transaction processing itself. The key difference lies in transaction management. Downpay is a complete solution for collecting deposits and installments, integrating with Shopify Flow and APIs for advanced customization. Scala Parcelamento Installment is purely informational, designed to improve conversion rates by transparently showcasing BNPL plans, without managing the payments directly. Therefore, one app processes transactions and the other one doesn’t. This fundamentally affects the selection process based on merchant needs and existing payment gateway arrangements.
At a Glance
Partial Pay & Deposit: Downpay
75 reviews
Scala Parcelamento Installment
86 reviews
Detailed Overview
Partial Pay & Deposit: Downpay
Offer deposit and split payment to improve pre-order sales and trust for customers.
Key Features
- Partial Payment: Let customers pay a deposit or pay later on pre-order products
- Balance Collection: Auto-charge cards, collect manually, or send invoices
- Buy Button & Blocks: Add deposit options to product or landing pages
- Tech Integration: Connect with Shopify Flow, APIs, and Hydrogen storefronts
- Customer Portal: Let customers view split payment orders & update card on file
Scala Parcelamento Installment
Show your payment processor installments/parcelamento options below all prices in your store pages
Key Features
- Preview how your store will look like before saving modifications.
- Optimized for speed and increased conversion rate. Increases your AOV
- Compatible with all themes, automatically calculates the display position.
- Compatible with 135 currencies (USD, EUR, AUD, NZD, GBP, etc..)
- Keeps your theme files intact (it can only read and not change them)
Feature Comparison
| Rating | 4.9/5 | 4.9/5 |
Rating Partial Pay & Deposit: Downpay4.9/5 Scala Parcelamento Installment4.9/5 | ||
| Reviews | 75 | 86 |
Reviews Partial Pay & Deposit: Downpay75 Scala Parcelamento Installment86 | ||
| Payment Processing | Processes partial payments and deposits directly | Displays BNPL installment options; does not process transactions |
Payment Processing Partial Pay & Deposit: DownpayProcesses partial payments and deposits directly Scala Parcelamento InstallmentDisplays BNPL installment options; does not process transactions | ||
| Target Merchant | Merchants selling custom, made-to-order, or high-value items with lead times | Merchants using BNPL services (Klarna, PayPal, etc.) wanting to display installment options |
Target Merchant Partial Pay & Deposit: DownpayMerchants selling custom, made-to-order, or high-value items with lead times Scala Parcelamento InstallmentMerchants using BNPL services (Klarna, PayPal, etc.) wanting to display installment options | ||
| Integration | Shopify Flow, APIs, Hydrogen, Buy Button & Blocks | Compatible with all themes; automatic display position calculation |
Integration Partial Pay & Deposit: DownpayShopify Flow, APIs, Hydrogen, Buy Button & Blocks Scala Parcelamento InstallmentCompatible with all themes; automatic display position calculation | ||
| Transaction Handling | Auto-charge cards, manual collection, invoicing | None. Relies on external BNPL providers for transaction processing. |
Transaction Handling Partial Pay & Deposit: DownpayAuto-charge cards, manual collection, invoicing Scala Parcelamento InstallmentNone. Relies on external BNPL providers for transaction processing. | ||
| Customization | White label solution, Customer Portal, card update ability. | Customize color, message, spacing and interest, preview changes inside theme editor. |
Customization Partial Pay & Deposit: DownpayWhite label solution, Customer Portal, card update ability. Scala Parcelamento InstallmentCustomize color, message, spacing and interest, preview changes inside theme editor. | ||
| Value Proposition | Improved conversion through flexible payment plans, increased trust. | Increased conversion rate through transparent display of BNPL options, higher AOV. |
Value Proposition Partial Pay & Deposit: DownpayImproved conversion through flexible payment plans, increased trust. Scala Parcelamento InstallmentIncreased conversion rate through transparent display of BNPL options, higher AOV. | ||
Our Verdict
For merchants who need a complete solution to manage deposits and split payments directly within their Shopify store, particularly those selling high-value or custom products, Partial Pay & Deposit: Downpay is the clear choice. It provides a robust system for managing the entire partial payment lifecycle, from initial deposit to final balance collection. Conversely, if a merchant already uses BNPL services like Klarna or PayPal and simply wants to improve conversion by clearly showcasing these installment options on their product pages, Scala Parcelamento Installment is the more suitable option. It's an easy-to-implement tool for transparently displaying available payment plans without altering transaction processing.
Common Questions
Does Partial Pay & Deposit: Downpay require customers to have a credit check?
No, Partial Pay & Deposit: Downpay is a white label, layaway split payment solution with no credit checks or outside financing.
Can Scala Parcelamento Installment process payments directly?
No, Scala Parcelamento Installment only displays installment options offered by existing BNPL services. It does not process any transactions.
Which app is better for selling expensive, custom-made products?
Partial Pay & Deposit: Downpay is better suited for selling expensive, custom-made products because it allows customers to pay in installments directly through your store, increasing affordability and trust.
Is either app complex to set up and configure?
Scala Parcelamento Installment seems easier to set up and configure as it focuses on displaying information and integrating with the store's theme, whereas Partial Pay & Deposit: Downpay, with its payment processing capabilities, may require a more involved setup process.
Which app is more suitable for a brand new Shopify store?
The choice depends on the business model. If offering installment plans is crucial and the merchant already uses BNPL services, Scala Parcelamento Installment is a quick win. If the store requires direct management of deposits and installments, even without existing BNPL integrations, Partial Pay & Deposit: Downpay is more appropriate.
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