Koin Cashback & Store Credit vs Partialy ‑ Partial Payment CODfor Shopify (2026)
Koin Cashback & Store Credit and Partialy ‑ Partial Payment COD both aim to enhance the customer experience on Shopify stores but approach it from drastically different angles. Koin focuses on driving retention and repeat purchases by leveraging Shopify-native store credit for cashback rewards tied to various customer actions. Its strength lies in building customer loyalty and improving profit margins through incentives. Partialy, on the other hand, tackles the issue of cart abandonment and order risk by enabling partial payments, advanced cash on delivery options, and flexible payment plans. Its main advantage is improving sales by accommodating customer preferences and reducing return-to-origin (RTO) rates. While both apps share the 'Payments' category on Shopify, their functionalities are fundamentally distinct. Koin targets merchants looking to deepen customer relationships and incentivize repeat business with a rewards program that's deeply integrated with the Shopify store credit system. Partialy is geared toward businesses that need to provide greater payment flexibility, manage COD orders effectively, and reduce financial risk associated with order fulfillment, particularly in markets where COD is prevalent. The smaller number of reviews for Partialy could indicate it's newer, more niche, or less widely adopted than Koin.
At a Glance
Koin Cashback & Store Credit
57 reviews
Partialy ‑ Partial Payment COD
11 reviews
Detailed Overview
Koin Cashback & Store Credit
Use native Store Credit to set cashback and rewards for any customer action that drives retention.
Key Features
- Set cashback rates by product/order, for D2C customers or B2B company locations
- Automate with pre-built Shopify Flow templates or create your own
- Bulk or single edit (credit/debit) store credit from customer accounts
- Promote rewards with widgets and send automated emails for store credit issuance
- Track and manage store credit effortlessly with intuitive dashboard
Partialy ‑ Partial Payment COD
Collect partial payments at checkout; enable deposits, COD fee or form & advance COD options.
Key Features
- Accept partial payment or deposits (20–50 percent or fix upfront) at checkout
- Collect remaining balance via COD (cash on delivery) or online payment
- Advanced COD rules: by order amount, location, customer, product, discounts
- Set extra discount for prepaid orders & style button according to your theme
- Configurable shipping rates for COD, COD Fee, Prepaid & Partial payment orders
Feature Comparison
| Rating | 5/5 | 5/5 |
Rating Koin Cashback & Store Credit5/5 Partialy ‑ Partial Payment COD5/5 | ||
| Reviews | 57 | 11 |
Reviews Koin Cashback & Store Credit57 Partialy ‑ Partial Payment COD11 | ||
| Core Functionality | Store Credit Rewards & Cashback | Partial Payments & Advanced COD |
Core Functionality Koin Cashback & Store CreditStore Credit Rewards & Cashback Partialy ‑ Partial Payment CODPartial Payments & Advanced COD | ||
| Target Merchant | Merchants prioritizing customer loyalty and repeat business | Merchants needing flexible payment options and managing COD effectively |
Target Merchant Koin Cashback & Store CreditMerchants prioritizing customer loyalty and repeat business Partialy ‑ Partial Payment CODMerchants needing flexible payment options and managing COD effectively | ||
| Key Benefit | Increased customer retention & profit margins | Improved sales, reduced RTO, flexible payment options |
Key Benefit Koin Cashback & Store CreditIncreased customer retention & profit margins Partialy ‑ Partial Payment CODImproved sales, reduced RTO, flexible payment options | ||
| Payment Integration | Shopify-native store credit | Partial payments, COD, and deferred payments |
Payment Integration Koin Cashback & Store CreditShopify-native store credit Partialy ‑ Partial Payment CODPartial payments, COD, and deferred payments | ||
| Automation | Shopify Flow templates | Advanced COD rules based on various criteria |
Automation Koin Cashback & Store CreditShopify Flow templates Partialy ‑ Partial Payment CODAdvanced COD rules based on various criteria | ||
| Specific Use Cases | Loyalty programs, marketing campaigns, B2B applications | Pre-orders, deferred payment campaigns, high-risk deliveries |
Specific Use Cases Koin Cashback & Store CreditLoyalty programs, marketing campaigns, B2B applications Partialy ‑ Partial Payment CODPre-orders, deferred payment campaigns, high-risk deliveries | ||
Our Verdict
Choosing between Koin and Partialy depends heavily on your business needs. If you are seeking to build stronger customer relationships and increase repeat purchases by incentivizing customers with store credit, Koin is the better choice. Its integration with Shopify-native store credit and automation features provide a robust solution for managing rewards programs.
On the other hand, if you're facing challenges with cart abandonment, high RTO rates, or need to offer flexible payment options like partial payments and advanced COD rules, Partialy is more suitable. It addresses critical issues related to payment flexibility and risk management, particularly in markets where COD is widely used. While both apps have 5/5 ratings, Koin has a higher number of reviews, suggesting broader adoption or a longer track record.
Common Questions
Which app is better for increasing customer lifetime value?
Koin Cashback & Store Credit is likely better for increasing customer lifetime value, as it focuses on building loyalty and rewarding repeat purchases through store credit incentives. Partialy is more focused on initial conversion and reducing order risk.
Which app is easier to set up and use?
Without direct user reviews on ease of use, it's difficult to say definitively. However, Koin's pre-built Shopify Flow templates may suggest a streamlined setup process for common cashback scenarios. Partialy, with its advanced COD rules, may require a more intricate configuration.
Which app is better for international merchants?
Partialy is probably better for international merchants because of its ability to customize COD options. That flexibility would allow for payment in countries that still commonly use COD.
Can I use both apps together?
Potentially, yes, but with careful consideration. Koin focuses on post-purchase rewards, while Partialy handles initial payment options. Ensure the apps don't create conflicting checkout experiences or confuse customers with overlapping promotions.
Which app provides more direct control over the payment process?
Partialy ‑ Partial Payment COD gives the merchant more direct control over the initial payment process, dictating the percentages for partial payments, COD fees, and other terms. Koin provides control after the purchase has been made.
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