Cashfree BNPL Plus vs UnumPayfor Shopify (2026)
Cashfree BNPL Plus and UnumPay both target Shopify merchants aiming to optimize their payment processes, but they approach the problem from different angles. Cashfree BNPL Plus focuses specifically on Buy Now, Pay Later (BNPL) and EMI integration, promising to reduce customer drop-offs and increase average order value by displaying relevant offers on product pages. This app seems positioned for merchants already using Cashfree Payments and want to expand their BNPL capabilities without coding. UnumPay, in contrast, offers a broader solution by aggregating multiple payment gateways (40+) through a single API. This aims to give merchants greater control over payment routing, real-time monitoring, and advance payment collection, appealing to larger stores that need to manage complex payment infrastructures. The key difference lies in scope and complexity. Cashfree BNPL Plus appears to be a more targeted, simpler solution for merchants focused on BNPL options. UnumPay is a more comprehensive platform addressing the broader needs of managing multiple payment gateways and providing advanced reporting features. This distinction shapes their suitability for different types of merchants. The review count differences also play a role. The 5/5 rating for Cashfree is based on only one review, compared to the 4.1/5 rating for UnumPay, which is based on 35 reviews, making the UnumPay rating potentially more reliable.
At a Glance
Cashfree BNPL Plus
1 reviews
UnumPay
35 reviews
Detailed Overview
Cashfree BNPL Plus
Become the preferred online shopping site - provide extreme convenience to your customers
Key Features
- Intelligently displays the best offers or EMIs on product page
- Supported after Cashfree Payments app is installed and activated
- No coding effort, just add Cashfree’s BNPL Plus from Shopify app store
UnumPay
UnumPay lets you integrate 40+ gateways to accept payments and manage them from your store.
Key Features
- Connect 40+ global payment gateways through a single integration
- View real-time revenue, transactions, and success rate
- View paid orders and gateway reports
- Collect advance payments within your Shopify admin
- Go live with quick, no-code setup
Feature Comparison
| Rating | 5/5 | 4.1/5 |
Rating Cashfree BNPL Plus5/5 UnumPay4.1/5 | ||
| Reviews | 1 | 35 |
Reviews Cashfree BNPL Plus1 UnumPay35 | ||
| Focus | BNPL & EMI Integration | Multi-Gateway Payment Management |
Focus Cashfree BNPL PlusBNPL & EMI Integration UnumPayMulti-Gateway Payment Management | ||
| Gateway Support | Cashfree Payments Required | 40+ Gateways |
Gateway Support Cashfree BNPL PlusCashfree Payments Required UnumPay40+ Gateways | ||
| Target Merchant | Small/Medium; Cashfree Payments Users | Medium/Large; Needing Multi-Gateway Control |
Target Merchant Cashfree BNPL PlusSmall/Medium; Cashfree Payments Users UnumPayMedium/Large; Needing Multi-Gateway Control | ||
| Ease of Use | No-Code | No-Code |
Ease of Use Cashfree BNPL PlusNo-Code UnumPayNo-Code | ||
| Primary Value | Increased AOV & Reduced Drop-Offs via BNPL | Centralized Payment Management & Advanced Reporting |
Primary Value Cashfree BNPL PlusIncreased AOV & Reduced Drop-Offs via BNPL UnumPayCentralized Payment Management & Advanced Reporting | ||
| Advanced Payment Collection | Not Specified | Advance Payments Supported |
Advanced Payment Collection Cashfree BNPL PlusNot Specified UnumPayAdvance Payments Supported | ||
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Our Verdict
For Shopify merchants already using Cashfree Payments and primarily concerned with offering BNPL options to boost conversion rates, Cashfree BNPL Plus presents a straightforward, no-code solution. Its strength lies in its simplicity and targeted focus. However, the very low number of reviews raises concerns about the reliability of the perfect rating.
UnumPay, on the other hand, is better suited for larger Shopify stores that require the flexibility of integrating multiple payment gateways and demand advanced payment management capabilities. Its comprehensive features, including real-time reporting and advance payment collection, make it a powerful tool for managing complex payment infrastructures. While the rating is slightly lower, the substantially higher number of reviews suggests it might be a more reliable choice for merchants needing a robust, multi-gateway payment solution.
Common Questions
Which app is easier to set up?
Both apps advertise a no-code setup, but Cashfree BNPL Plus might be slightly easier since it's focused on BNPL functionality only and presumes Cashfree Payments is already installed.
Which app offers more payment options for my customers?
UnumPay offers potentially more payment options due to its integration with 40+ gateways. Cashfree BNPL Plus focuses on BNPL and EMI within the Cashfree Payments ecosystem.
Which app is better for a small store just starting out?
Cashfree BNPL Plus might be a better starting point for a small store already using or planning to use Cashfree Payments and wants a simple BNPL solution. UnumPay might be overkill for a very small store initially.
Which app provides more data and reporting?
UnumPay explicitly states it offers real-time revenue, transactions, and success rate monitoring, as well as gateway reports. Cashfree BNPL Plus doesn't highlight data reporting as a key feature.
Does Cashfree BNPL Plus work with payment gateways other than Cashfree Payments?
Based on the description, Cashfree BNPL Plus is designed to work specifically after the Cashfree Payments app is installed and activated. It doesn't appear to support other payment gateways.
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