Chargly ‑ Collect POS Fees vs Redeemly Store Credit Cashbackfor Shopify (2026)

Chargly ‑ Collect POS Fees and Redeemly Store Credit Cashback, while both falling under the "Payment options - Other" Shopify category, target fundamentally different aspects of a merchant's payment strategy. Chargly focuses on directly recovering payment processing fees at the Point of Sale (POS) by allowing staff to easily add surcharges for various payment methods like credit cards, Amex, Afterpay, PayPal, and BNPL. It aims to protect margins and provide flexibility in handling transaction costs. Redeemly, on the other hand, is focused on building customer loyalty and driving repeat purchases through a store credit cashback system. It is about rewarding customers and incentivizing them to return to the store, rather than directly recouping processing fees. The major difference lies in their objectives: Chargly is about cost recovery and margin protection during transactions, while Redeemly aims at customer retention and increased sales through rewards. Chargly’s strength lies in its direct impact on profitability by offsetting processing costs, while Redeemly's strength is in building customer loyalty and increasing customer lifetime value. A key consideration for merchants will be whether their primary need is to address rising payment costs or to cultivate stronger customer relationships and encourage repeat business.

Chargly ‑ Collect POS Fees and Redeemly Store Credit Cashback, while both falling under the "Payment options - Other" Shopify category, target fundamentally different aspects of a merchant's payment strategy. Chargly focuses on directly recovering payment processing fees at the Point of Sale (POS) by allowing staff to easily add surcharges for various payment methods like credit cards, Amex, Afterpay, PayPal, and BNPL. It aims to protect margins and provide flexibility in handling transaction costs. Redeemly, on the other hand, is focused on building customer loyalty and driving repeat purchases through a store credit cashback system. It is about rewarding customers and incentivizing them to return to the store, rather than directly recouping processing fees. The major difference lies in their objectives: Chargly is about cost recovery and margin protection during transactions, while Redeemly aims at customer retention and increased sales through rewards. Chargly’s strength lies in its direct impact on profitability by offsetting processing costs, while Redeemly's strength is in building customer loyalty and increasing customer lifetime value. A key consideration for merchants will be whether their primary need is to address rising payment costs or to cultivate stronger customer relationships and encourage repeat business.